and Profit from loans receivable from purchase of accounts receivable in 2019 totaling was 1,950.2 million Baht, an increase of 452.2 million Baht from 2018 or 30.2 percent as a result of efficiency in
impacting business solvency. The Bank continues to closely monitor its loan quality and set aside appropriate provisioning expenses. Total allowances for doubtful accounts were Baht 129.9 billion or 6.6
customers. The bank has provided the services in the various deposit accounts such as Saving Deposit Account, Biz Saving, Saving Super Shield Account, Non-Fixed Deposit Account, Current Account, Fixed
2018 +/(-) +/(-)% Assets Cash, Cash equivalents and short-term investments 925.49 159.84 (765.65) -82.73% Trade and other accounts receivable 739.98 929.10 189.12 25.56% Other current assets 72.21 70.50
line with the prudent approach of setting aside adequate provisioning expenses, the Bank’s total allowances for doubtful accounts amounted to Baht 147.2 billion, which will provide a cushion against any
Group Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2018 Page 5/21 The bank has provided the services in the various deposit accounts such as Saving
Bank’s international network. The ratio of non-performing loans (NPL) to total loans was 3.6 percent. The Bank’s total allowances for doubtful accounts amounted to Baht 151,515 million, which will be an