had a higher impact from the decline in domestic purchasing power leading to lower prepaid usage despite an increase in tourism-related income. Competition remained intense with the market continued
of the Capital Market Supervisory Board No. Tor Jor. 21/2551 re: Rules on Connected Transactions, dated 31 August 2008 (as amended) and the Notification of the Board of Governors of the Stock Exchange
expected to help After You reach a wider range of target customers. Focus on Expanding Oversea Branches In Q3/2023, After You opened its second branch in Hong Kong. The first branch in Hong Kong was
of the Republic of China. This project will help increase the capacity of importers and exporters by exchanging information to enhance competitiveness. 3. Financial Electronic Services The bank has
reduced Market GRM, following the decline in refinery production volume due to the TAM, as well as a decrease in average Gasoline/Dubai crack spread and Fuel oil/Dubai crack spread, and the rise in crude
stimulus policies worth Baht 464 billion to support domestic spending, the property market and grassroots economy. Meanwhile, tourist arrivals rose by 4.2 percent, softening from 7.3 percent in 2018. A
Competition 1 1.3 Regulatory Changes 2 2. Risk Management and Risk Factors 5 2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 6 3. Business Directions and Operations of
Assets B.E. 2 5 4 7 and as amended by the announcement of the Board of Directors. Capital Market Supervisory Board No. ThorJor. Resource assets When calculating the size of the transaction according to the
weaken. Although the government has policies to help the cost of living of people at the grass-roots level, it focuses on spending of the essential consumer products only. In addition, there was a factor