(THIS REPORT DISCUSSES THE PRINCIPAL CHANGES IN THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER

(THIS REPORT DISCUSSES THE PRINCIPAL CHANGES IN THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED

คำอธิบายและการวิเคราะห์ของฝ่ายจัดการ 11 August 2017 Re: To clarify the financial statements as of 30 June 2017 To: President The Stock Exchange of Thailand WHA Corporation Public Company Limited (the

Encls. : A copy of Reviewed Financial Statements for the second quarter 2018 ended 30 June 2018 The Company, Land and Houses Public Company Limited, would like to submit the reviewed financial statements

those returns. Therefore, the Company included the financial statements of TBSP in preparing the consolidated financial statements since April 4, 2018. Revenue Breakdown Business Overview 2Q18 and 1H18

. : A copy of Reviewed Financial Statements for the third quarter ended 30 September 2018 The Company, Land and Houses Public Company Limited, would like to submit the reviewed financial statements for

Encls. : A copy of Reviewed Financial Statements for the second quarter 2020 ended 30 June 2020 The Company, Land and Houses Public Company Limited, would like to submit the reviewed financial statements

12.92 Profit before finance cost and income tax 82.68 45.90 36.78 80.14 Finance cost (12.90) (16.65) (3.75) (22.54) Profit before income tax 69.78 29.25 40.53 138.58 Income tax (14.10) (6.08) 8.02 131.83

31.45 Profit before finance cost and income tax 26.93 24.65 2.28 9.23 Finance cost (2.76) (2.97) (0.21) (6.96) Profit before income tax 24.17 21.68 2.48 11.45 Income tax (4.83) (4.32) 0.51 11.75 Profit

the reviewed financial statements of the Company for the first quarter ended May 31, 2019. 2. Approved an increase registered capital in Company’s subsidiary, AEON Microfinance (Myanmar) Co., Ltd. with