Segment Grouping In 2019, the Company has changed reportable segments. The strategic divisions offer different products and services and are managed separately because they require different business
receivable 3 month’s overdue or non-performing loan ratio was 2.67%, increased from 2.35% at the end of last year. The Company could managed account receivable overdue more than 3 months. The coverage ratio of
from our subsidiary, the Special Purpose Vehicle project (SPV) and well-managed funding cost. However, finance cost in the third quarter of 2018 accounted for 10%. The average funding cost decreased from
debt recovery and total portfolio and a strong growth of both domestic and overseas subsidiaries. In addition, the Company efficiently managed the funding cost. 2. Financial Status Total Assets As of
representing 7% of total company customers. The Company and subsidiaries have managed liquidity risk of operating cash flow under the COVID-19 situation with soft loan facilities of 5 billion baht from
173,206 with representing 9% of total company customers. The Company and subsidiaries have managed liquidity risk of operating cash flow under the COVID-19 situation with soft loan facilities in the amount
customers more than 133,535 with representing 5% of total company customers. The Company and subsidiaries have managed liquidity risk of operating cash flow under the COVID- 19 situation with soft loan
due to the growth of loan portfolio specially the credit card business. Moreover, the operating cost has been managed with higher efficiency. 5 2. Financial Status Statement of Financial Position 28
addition, the Company efficiently managed the selling, general and administrative expense and funding cost. 6 2. Financial Status Statement of Financial Position February 28, 2019 February 29, 2020 Change