undertaking transaction between the Company, M.K. Real Estate Development Public Company Limited (“MK”) and Prospect Development Company Limited (“PD”) as promisors and the Trust as promisee, to assure the duty

., Ltd. and purchase 13 plots of land located in Tambon Bang Krasan, Amphoe Bang Pa-in, Phra Nakhon Si Ayutthaya Province, from Bang Pa-in Land Development Co., Ltd. Such purchases of the land have fallen

benefits to enhance competitiveness compared to the industry as well as higher R&D expenses for new product development. 6M/2017 Administrative Expenses The Company and its subsidiaries recorded

, (ii) increase in land and project awaiting for development from acquisition of a new subsidiary (BSH15), and (iii) the depreciation of the Thai Baht that affected the Company’s foreign assets. Current

and environment – under good corporate governance, appropriate risk management and effective cost management. Prioritizing the development of technological solutions with the aim of becoming “Customers

2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 6 3. Business Directions and Operations of Core Businesses 7 3.1 Sustainable Development and Corporate Governance

Land Development Co., Ltd. Such purchases of the land have fallen within the scope of connected transaction, per the following details: 1. Transaction Date The purchase and sale agreement would be

Management 17  Digital Risk Management 18  Strategic Risk Management 19 3. Business Directions and Operations of Core Businesses 20 3.1 Sustainable Development and Corporate Governance 20 3.2 Business

of non-performing loans and expected credit losses. 2) Reclassification of investments in REIT and Infrastructure Trust, Infrastructure Fund, Property Fund as “investments in securities measured at

points at the end of 2018. Overall Business Operations The Bank’s loan portfolio during 1Q19 grew 1.9% with growth driven by corporate banking loans, real estate development loans and housing loans while