nationwide. In the end of 3Q17, the usage amount from mobile top-up and money transfer are still growing. In addition, other online top-up and payments are growing up such as E-wallet top-up and bill payment

253.31 million Baht, a decrease of 745.28 million Baht or 74.63% from the same period last year. The main factor of the decrease revenue came from the transfer of real estate which decrease by 747.19

the year and from additional government measures to support low-income households, although these may gradually decrease. Private investment was also expected to slow down due partly to a decline in

Baht 4,015 million, a decline of 6.8 yoy while comprehensive income for the first nine months totaled Baht 3,886 million, also declining by 8.8%. Pre-provision operating profit for 3Q20 increased by 13.2

total revenues of Bt41,2050mn, a slight decline of 0.3% YoY but an increase of 6.8% QoQ. Service revenue (excluding IC) was Bt32,611mn, an increase of 3.1% YoY and 0.5% QoQ, driven by the continuation of

revenues from sales of THB 6,333 million, slightly drop by 0.5% YoY (or THB -31 million). The reasons for total revenues decline were 1) Lower OEM businesses, especially OEM bottles sales (-33.7%), 2

pressure ARPU, resulted in -1.2%QoQ decline in blended ARPU to Bt232. With continuing trends for work and learn from home, fixed broadband subscribers delivered solid subscriber growth of 7.1%QoQ, gaining

FY21 revenue guidance to be flat or slightly decline and EBITDA to be flat. This follows the rising downside risk to the already weak economy driven by the prolonged impact of Coronavirus stem from the

decreased as a result of the decline in retail and wholesale sales. Management Discussion & Analysis Q3/2023 2 I 10 Nevertheless, some channels had an increase in sale revenue which include (1) Commercial

revenue in 2018 from about 41 rai of land title deed transfer while it had only THB 45.06 million of revenue from about 15 rai of land transfer in 2017. ▪ The higher increasing rate of the cost of