associates, joint ventures and others of THB 99 million Financial Ratio The Company’s profitability remained resilient in 2017, showing improved profit margin despite uncontrollable external factors and major

% ตน้ทุนการให้บรกิาร 387.7 378.2 9.5 2.5% Gross Profit 611.8 588.0 23.8 4.0% Gross Profit Margin 61.2% 60.9% ค่าใชจ่้ายในการบรหิาร 148.3 131.2 17.1 13.0% ค่าใชจ่้ายรวม 536.0 509.4 26.6 5.2% EBIT 495.3

-56% Total revenues 229.15 268.08 -38.93 -15% Cost of sales and services 180.27 187.61 -7.34 -4% Gross profit 48.37 79.30 -30.93 -39% Gross profit margin 21% 30% SG&A 49.48 49.34 0.14 0% EBITDA 30.38

Company and its subsidiaries had gross profit margin of 13.53 percent compared with gross profit margin of 13.29 percent in the same period of the previous year. The higher gross margin was due mainly to

2.19 3.10 -0.91 -29% Total revenues 211.76 184.87 26.88 15% Cost of sales and services 153.62 136.23 17.39 13% Gross profit 55.51 44.98 10.53 23% Gross profit margin 26% 24% SG&A 42.04 44.50 -2.46 -6

lending business increased. The Company‘s gross profit margin surged up in 2017 by stood at 20.5% or increase 2.1% from the previous year. This was because the Company received higher revenues in lending

-22% Other income 2.00 2.08 -0.08 -4% Total revenues 231.27 294.76 -63.49 -22% Cost of sales and services 168.62 207.08 -38.47 -19% Gross profit 60.65 85.60 -24.95 -29% Gross profit margin 26% 29% SG&A

52.39 22.46 43% Gross profit margin 25% 26% SG&A 54.22 41.26 12.96 31% EBITDA 54.21 33.70 20.51 61% EBITDA margin 18% 17% Depreciation and amortization 32.48 20.43 12.05 59% EBIT 22.28 12.35 9.93 80

% Gross profit margin 28% 27% SG&A 108.47 107.06 1.41 1% EBITDA 101.36 98.25 3.11 3% EBITDA margin 19% 19% Depreciation and amortization 59.77 59.73 0.04 0% EBIT 41.59 38.52 3.07 8% Finance cost -13.36

1.05 1.65 -0.61 -37% Total revenues 220.14 303.21 -83.07 -27% Cost of sales and services 173.42 225.71 -52.29 -23% Gross profit 45.68 75.85 -30.18 -40% Gross profit margin 21% 25% SG&A 41.08 54.22 -13.14