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higher take-home product sales, which usually have lower gross profit margin than products served in store. EDITDA and EDITDA margin • The Company’s EBITDA in Q4/2019 and YE 2019 were THB 78 million and
rose, deposits declined steadily. Broadly speaking, loans increased as seen from the rise in all types of retail loans, particularly home loan and auto hire purchase loan. At the same time, the decrease
share, declined by 25.5% YoY to THB 3,418mn. Nevertheless, Out-of-home media, which includes Transit, Outdoor and In-store media (collectively, “OOH”) bucked the trend, increased by 12.7% YoY to THB
exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential
. Besides, the Company won savings lottery issued by Bank for Agriculture and Agricultural Co-operatives. The profit for the year 2017 therefore rose as mentioned earlier. This information is provided for
, attributed to 4% growth of Chemical distribution business which rose from 257.5 mil. baht to 267.0 mil. baht whereas Commission income dropped 2.6 mil. baht. Income from Property rental plunged by 20% from
director, senior portfolio manager, Asia, Morgan Stanley Investment Management (6) Jenn-Hui Tan, global head of stewardship & sustainable investing, Fidelity International (7) Danielle Welsh-Rose, ESG