in employees’ expenses. Expected Credit Losses To allocate a provision in accordance with Thai Financial Reporting Standard No. 9: Financial Instruments (TFRS 9), the bank has considered the expected
business’s comprehensive income at Baht 722 million. The comprehensive income included revaluation of investments. Pre-provision operating profit for 1Q21 increased yoy driven by the increased in net interest
marketing activities while increased 9%QoQ from seasonality and 5G launch campaign. Admin and other expenses saw –22%YoY decrease from improving bad debt provision and efficient cost management while declined
, increasing +4.6%YoY due to increase in bad debt provision from NBTC credit term expansion policy, and –19%QoQ due to employee remuneration in 4Q19. Net FX loss was Bt422mn in 1Q20, turned negative, compared to
. The financial impact is on reduction of ‘other receivable’ and ‘provision for revenue sharing’ on balance sheet while there is no impact on the income statement. 2. In 3Q21, AIS has announced a 50:50
lower staff-related expenses. Bad debt provision as % of postpaid and FBB revenue remained at 2.6%. Cash flow In FY22, cash flow from operation (after tax) reported at Bt81,405mn, decreased -6.0% YoY
, increasing 53% YoY primarily due to higher staff cost and admin expenses following TTTBB acquisition. They also increased 11% QoQ due to accrued performance-based staff cost. The provision for bad debts as a
aim to become the “Best Contact Center” through provision of service information, banking news and complaint handling available 24 hours a day in four channels, i.e., K-Contact Center, KBank Live social
provision for retirement benefits and past service cost recognized during the second quarter of 2019 in the 7 Management Discussion and Analysis of Business Operation for FY2019 Bangchak Corporation Plc
equivalent to 66 percent of SUTG’s issued and paid-up shares. SUTG is engaging in the business of a construction contractor, provision of service regarding the operation and maintenance, and a consultancy