(%) 11.5% 15.6% Liability to Equity (times) 0.4 0.4 Return on fixed assets5 (%) 87.1% 87.6% Debt to equity (times) 0.0 0.2 Asset turnover (times) 0.6 0.5 (Enclosure 4) 12 5 Earnings before interest and tax

system for obligation repayment under derivatives and delivery of the underlying goods under derivatives (if any) by an approved person for operation under a regulatory sandbox in the same manner as a

information related to obligation repayment and cautious delivery of the underlying goods (if any); (4) a system for custody of assets of service users by applying the provisions under Paragraph 1 and 2 of

in the third quarter of 2018, ended 30 September 2018, was Baht 499.03 million, increased by Baht 73.98 million or 17.41% from the same period of previous year. This was due to decrease in the delivery

from THB 5,768.5mn as of 31 December 2018, due to the increase in retained earnings. Net debt to Equity Ratio The interest-bearing debt of the Company stood at THB 5,562.0mn while cash and cash

contracting since the year 2014. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio at the end of 1Q18 declined to 4.7% from 5.0% at the end of 2017. On Special 3 Asset Management business

-to-income ratio excluding loss from sale of foreclosed assets and loss from revaluations stood at 47.8% for 1Q18 comparing to 47.2% yoy. Bad debts and doubtful accounts and loss on debt restructuring

loans, real estate development loans and housing loans while hire purchase loans declined slightly from the end of 2018. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 1Q19

1.93 (0.03) Decreased from lower cash and cash equivalents used for operating activities Return on Equity (%) 0.59 1.97 (0.92) Decline from under performance Debt-to-Equity Ratio (x) 0.17 0.20 (0.03

141.63%. The major increasing came from export delivery income from customers use the company’s transportation service. 4. Cost of sale and installation of the pipeline for the quarter 2/2018 was 90.97% of