system will be able to continue to support the quality of loans in the system. Fee income from fund transfers in 2017 will be impacted by the government's National e- Payment scheme to encourage a

significant case effect to the security of the information technology [M] · proving a method or compliance guideline support to compliance with the prescribed policy [M] · determining clearly duties and

without delay in case appeared that have significant case effect to the security of the information technology 1 [M] o proving a method or compliance guideline support to compliance with the prescribed

the year and from additional government measures to support low-income households, although these may gradually decrease. Private investment was also expected to slow down due partly to a decline in

account of other bank, and payment for commodities and services, including the bank’s ATM support to withdraw Baht currency all of the bank in Thailand and accepts to UPI (UnionPay International) cards to

increased from THB 328.6 Mn in 2016 to THB 423.5 Mn in 2017 and increase of THB 94.9 Mn or 28.9%. This increase was mainly due to staff increases in middle management recruited to support the future business

. Administrative Expenses Administration costs increased from THB 310.9 Mn in 9M17 to THB 332.4 Mn in 9M18, an increase of THB 21.5 Mn or 6.9%. This increase was mainly due to staff increases to support the future

, 15.1% and 16.8% of total revenue during the two years respectively. This was an increase of THB 94.9 Mn or 28.9%. This increase was mainly due to staff increases in middle management recruited to support

or 6.9% and was mainly due to staff increases to support the future business expansion and higher accrued staff bonus. Finance Expenses For the 9 months ending 30 September 2017 and 2018, financial

were the investment for machine and equipment improvement as well as an addition investment of machine and equipment in Jiangsu Plant. Inventories increased Baht 39.38 million in order to support order