loan. Although, the non-performing loans affected profitability, but the Thai commercial banking system still remained sturdy. Credit Rating Land and Houses Bank Public Company Limited is assigned the

with high level of loan loss provision and capital fund to facilitate further credit expansion. Credit Rating Land and Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A

with high level of loan loss provision and capital fund to facilitate further credit expansion. Credit Rating Land and Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A

เนื่อง และรองรับ ความเสียหายท่ีอาจเกิดขึ้นจากการประกอบธุรกิจ ส านักงานพิจารณาแล้วเห็นว่า หลักเกณฑ์ดังกล่าวใช้บังคับมาได้ระยะหนึ่งแล้ว จึงเห็นควรทบทวน ค่าความเสี่ยง position risk จากการมีฐานะในสินทรัพย์

year.The project is a collaborative effort with (1) the Thai Bond Market Association, (2) TRIS Rating Co., Ltd., (3) Fitch Ratings (Thailand) Co., Ltd., (4) Bond Electronic Exchange (BEX), (5) Thai Listed

managed to be lower, resulting from the credit rating. This reflects the financial stability of the Company. Completed projects, new projects launched, sales volume and backlog in Q1/2020 1. Completed

and Analysis EXECUTIVE SUMMARY SIGNIFICANT EVENTS ABBREVIATION & OUR PROJECTSFINANCIAL PERFORMANCE FINANCIAL POSITION PROGRESS OF PROJECTS UNDER CONSTRUCTION EXECUTIVE SUMMARY 1 Commercial operation of

Discussion and Analysis EXECUTIVE SUMMARY SIGNIFICANT EVENTS ABBREVIATION & OUR PROJECTSFINANCIAL PERFORMANCE FINANCIAL POSITION PROGRESS OF PROJECTS UNDER CONSTRUCTION EXECUTIVE SUMMARY 1 Issuance of

. Corporate social responsibility 11. Internal control and risk management 12. Related transactions Part 3: Financial Position and Operating Results 13. Significant financial information 14. Management

is due to customers’ focus on quality in their asset management. The loan to deposit ratio was 82.5 percent, reflecting an adequate liquidity position to cushion against economic uncertainties. The