lifecycle; (2) establish the terms for acceptable use of IT assets; 19 (3) in case of any change to the responsible person or unit, protection roles and responsibilities to relevant IT assets should be

for acceptable use of IT assets ; (3) in case of any change to the responsible person or unit, protection roles and responsibilities to relevant IT assets should be reviewed. Clause 16 IT assets

significant change in the client’s information; Clause 4 A securities company shall determine the list of securities allowed for purchasing or short selling through a margin account, and the initial margin rate

December 31, CONSOLIDATED Change (BAHT'000) 2017 2016 Amount % Interest income 14,844,465 14,869,138 (24,673) (0.2) Interest expenses 4,216,027 4,436,088 (220,061) (5.0) Interest income, net 10,628,438

year ended December 31, CONSOLIDATED Change (BAHT'000) 2017 2016 Amount % Interest income 14,844,465 14,869,138 (24,673) (0.2) Interest expenses 4,216,027 4,436,088 (220,061) (5.0) Interest income, net

corporate and government customers. Total Costs Costs of rent and services Costs of rent and services constituted utilities, security & cleaning services, on-site personnel, land rental, depreciation

is expected to be effective in the next few months to give further support to the Domestic HRC prices. However, the consumption is expected to remain low till the new government formation. As such we

grades. during the current period. These factors are likely to impact the results of Q3 2019 but with the completion of Government formation process and discussions on providing stimulus to revive the

delay of Government spending of Infrastructure project. In addition, the influx of Galvanized products from China and Vietnam also affect to HRC market as well. To cope up with the aforesaid issue, we try

cost saving measures to minimize the negative impact of the COVID-19 pandemic on the Company’s future operations and is hopeful that appropriate measures will also be taken by the Government to support