ready for sale, therefore the interest expense of which cannot be capitalized as the project cost. For the full year 2018, the Company has the financial cost of THB 149.0mn, compared to THB 77.1mn for the

) / Total revenues from sales EBIT margin (%) = (Profit before income tax expense + Finance Cost) / Total revenues from sales EBITDA margin (%) = (Profit before income tax expense + Finance Cost

100.0% 666.61 100.0% 734.72 100.0% 10.2% -5.8% Cost of services (622.36) -79.8% (546.49) -81.9% (586.61) -79.8% 7.3% -5.7% Gross profit 157.80 20.2% 120.12 18.0% 148.11 20.2% 23.3% -6.1% Service

customers and reduced the Company’s operation cost. As a result, the cardless withdrawal transactions currently accounting 97% of total personal loan sales. - Hire Purchase For the 1Q/2023 financial results

derived from the management service income and the trading income which was recognized for the first time in year 2018. 2018 2017 Change % Change Revenue 1,672.58 1,580.25 92.32 6% Cost 1,509.05 1,335.73

20,289.88 29,668.73 (9,378.85) (31.61) Other income 741.35 365.86 375.49 102.63 Total revenues 21,031.23 30,034.59 (9,003.36) (29.98) Cost of construction services and sales of construction materials

Administrative Description Note(THB MB) Mainly caused from the staff costs and public relation's expense increase comparing to the same period of time in the year 2017. Finance cost The company incurred finance

% 38.0 129.4% Total revenues from sales and services 156.3 100.0% 165.1 100.0% 8.9 5.7% Cost of Rental 115.2 73.7% 8.7 5.3% -106.5 -92.5% Cost of Sales 19.8 12.7% 45.0 27.2% 25.1 126.7% Total cost of sales

and administrative expenses, bad debt and doubtful accounts, and finance cost. In the fiscal year ended February 28, 2019, the Company had total consolidated expenses of 16,213 million baht, increased

147.5 Total income 385.14 100.0 251.73 100.0 133.41 53.0 Cost of sales and services 275.58 71.6 176.02 69.9 99.56 56.6 Gross margin (exclude other income) 107.24 27.8 74.77 29.7 32.46 43.4 Selling and