Draft Amendment of the Labor Protection Act. The impairment loss on loans and debt securities fell by Baht 2,581 million. Compared with the fourth quarter of 2017, net profit attributable to owners of the

bags in Thailand effective from January 1, 2020. Therefore, the business sector is at risk from both natural disasters and government policies regarding environmental protection. However, new

market items 310 307 235 1.0% 31.9% 1,115 1,104 1.0% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 2,429 2,442 2,277 (0.5)% 6.7% 9,617 9,127 5.4% Debt issued

, independent analyses and opinions by CRAs.2 This, in turn, is designed to promote the three core objectives of securities regulations identified by IOSCO: the protection of investors; ensuring that markets are

for investor protection. In this regard, the SEC Office may prescribe conditions with which the Thai government agencies shall comply. Clause 10 In cases where additional facts appear to the SEC Office

information for all. 3. Risk factors Identify significant risk factors including the following types: - Operational risk associated with the Company or the group of companies. Identify and clarify what the

)% 3.6% Interest expenses Deposits 5,288 5,616 5,102 (5.8)% 3.6% Interbank and money market items 405 310 257 30.6% 57.6% Contributions to the Deposit Protection Agency and Financial Institutions

Company’s subsidiaries and associated companies in airport- related operations was illustrated below: Unit: million baht July-September January-September 2019 2018 2019 2018 Catering services (BAC): Revenue(1

expenses of Baht 92 million, primarily due to a one-time additional provision of retirement benefit obligations according to Labour Protection Law in the amount of Baht 51 million, a remuneration program’s

15,981 1.8% Interbank and money market items 593 676 307 (12.3)% 93.2% 1,673 805 107.8% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 2,479 2,498 2,442 (0.8