Thailand is expected to become a complete aged society by 2022, with the elderly population accounting for 20 percent of the total population. Yet, most of today’s documented workforce are unlikely

channel to help their employees. If 15 million people in workforce become more financially secured and have higher standard of living, their efficiency will increase which will bring about higher

%) Earnings Per Share (Baht per share) 2.47 3.37 36% 8.07 5.84 (28%) 3 Sales and Revenues Structure for the 1H/2023 - Credit Card For 1H/2023 financial results, credit card turnover accounted 69% of total

-term employment benefits 400 days scheme increase of Baht 1.14 million and reduced the workforce of office personnel of Baht 2.80 million. - Finance costs increased by 34.98 percent from the same period

depreciation of BanBueng factory of Baht 6.57 million and reduced the workforce of office personnel of Baht 3.96 million. - Finance costs increased by 31.37 percent from the same period of the previous quarter

is generated and encouraged to continuously grow, with a minimised level of regulatory roadblocks for new products and services.5) Building Human Capital: Equipping workforce in the financial sector

Bangkok, 2 September 2016 ? In preparing the workforce for their retirement, the SEC is encouraging employers from both public and private sectors to support their employees? retirement savings

218 171 (22%) 815 550 (33%) Net profit for the period 842 706 (16%) 3,122 2,165 (31%) Earnings Per Share (Baht per share) 3.37 2.82 (16%) 12.49 8.66 (31%) 3 Sales and Revenues Structure for the 9M/2023

Share (Baht per share) 4.38 55% 15.26 13.04 (15%) 14.84 13.01 (12%) 3 Sales and Revenues Structure for the Fiscal Year 2023 - Credit Card For the fiscal year 2023 financial results, credit card turnover

161 132 (18%) 132 111 (16%) Net profit for the period 617 524 (15%) 670 591 (12%) Earnings Per Share (Baht per share) 2.47 2.10 (15%) 2.68 2.36 (12%) 34% 36% 34% 47% 45% 45% 5% 5% 5% 14% 14% 16% 0% 20