declined slightly from 7.2% in 1Q18 to 7.1%. Meanwhile, cost of funds for 1Q19 was maintained at 2.3% resulting in loan spread for 1Q19 at 4.8%, a slight decline from 4.9% during 1Q18. 6 % 1Q18 2Q18 3Q18

million in Q1’2018 (Baht 2,133 million in Q1’2017 and Baht 2,099 million in Q4’2017) which is in line with an increase in revenue and maintaining on EBITDA margin.  EBITDA margin maintained at 27.2% in

% from the previous forecast of 4.1%. The Bank of Thailand also maintained the policy interest rate at 1.50% during the Monetary Policy Committee meeting in June. The performance of Central Pattana Public

totaled Baht 34,338 million, a decrease of Baht 5,836 million, or 14.53 percent. Meanwhile, KBank maintained net interest margin (NIM) at 3.44 percent, which was within the set target, and cost-to-income

to support hire purchase loan expansion and maintained the company interest spread. For the provision expenses for the fourth quarter of 2018 was 92.00 million baht, a decrease from the same period of

of borrowing to support hire purchase loan expansion and maintained the company interest spread. For the provision expenses for the fourth quarter of 2017 was 116.67 million baht, a decrease from the

support hire purchase loan expansion and maintained the company interest spread. For the provision expenses for the fourth quarter of 2017 was 116.67 million baht, a decrease from the same period of the

cost of borrowing to support hire purchase loan expansion and maintained the company interest spread. For the provision expenses for the fourth quarter of 2018 was 92.00 million baht, a decrease from the

facilitate business operations and joint venture of holding company, while holding company ' s control over subsidiaries will be maintained, said SEC Secretary-General Vorapol Socatiyanurak.?Moreover, to

non-performing loans, which is a strength area of the company whereby the fund structure is suitably maintained. In addition, JMT Plus business is still in an early stage and exposed to a default risk