OHTL Public Co., Ltd. and its subsidiaries Management Discussion and Analysis for Three-Month Period Ended 31 December 2017 (Unit: Thousand Baht) 2017 2016 Increased/(Decreased) % Occupancy 52.2

growth and stability of the Company. However, the target customers of the Company have encountered the problem of household debts during the past few years. The loan approval criteria of financial

higher revenues from collection of purchased accounts receivables and debt tracking services. For 9-months period of 2018, the Company’s net profit was 374.3 million baht which increased 26.1 percent from

year. Regarding Coronavirus Disease 2019 (COVID-19), the pace of growth in investment would be slow accordingly. When comparing the sale volume to the same period in Q1/2019, increased 12.2%. The company

from the loss in the business of personal loan, mobile phone, and hire purchase. The Company was therefore aware of the problem and decided to resolve so that the future performance returned to normal as

insufficient inventory space. The cost per unit therefore increased significantly. Which the company has already built a factory to solve the said problem. However, the company could maintain the level of

high volume of Palm oil in the market. However, the company remained Adjusted EBITDA of Baht 660 million in quarter 1/2016, increased from quarter 2/2016 Adjusted EBITDA of Baht 323 million and increased

. 01 million in 1Q2019, representing an increase of THB 232.91 million or 6.24% up from 1Q2018 mainly from higher revenue of chicken processing business which increased by THB 248.80 million or 17.75% up

that such redemption may cause liquidity problem to the mutual fund and thus affects other unitholders. For, funds of funds and feeder funds investing in large overseas funds, however, the redemption may

the ratio of the claim expenses (including loss adjustment expenses) over net earned premium increased from 60.22% in the previous year to 61.59% in the reported year because of the fact that the