recovery, which was 1,230 million baht or 6% of total revenues, gain on sales of written- off receivables was 250 million baht or 1% of total revenues, collection service income was 246 million baht or 1% of
pursuing debt collection respectively. The Company has been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently
: _______________________________________________________________________ 19) Is such representative regulated by or acceptable to the SEC Thailand? Yes No Address of registered office: _______________________________________________________________________
provided by the Cloud Provider, whose standards are acceptable and the service is reviewed on a regular basis. Hard copies of documents and printed materials are stored based on their use: Documents that are
exposure is acceptable or not. The Client should also consider a potential of return on acquiring a position, amount of premium and transaction fees and possible losses. 3.2 Fees on Derivatives Trading Prior
: _______________________________________________________________________ 15) Is such representative regulated by or acceptable to the SEC Thailand? Yes No Address of registered office: _______________________________________________________________________
Thailand: _______________________________________________________________________ 15) Is such representative regulated by or acceptable to the SEC Thailand? Yes No Address of registered office
) 2.4 3.1 Net profit (after MI) 2 (%) 13.9% 23.7% Average collection period7 (days) 77 69 Return on equity3 (%) 11.1% 17.4% Payable days (days) 124 145 Efficiency Ratios Leverage Ratios Return on assets4
disruption due to several declared force majeure and the North American PTA and PET industry is facing acute acetic acid and MEG shortage, highlighting the advantage of IVL’s integrated model. 4 Our downstream