National Economic and Social Development Council and Ministry of Commerce Ye ar -o n- Ye ar C ha ng e (p er ce nt) 2018 2019 2019 2019 2 1.2 Banking Industry and Competition Commercial banks’ overall

Asian central banks reduced their policy rates continuously. Looking domestically, Thailand’s economic activity in many sectors declined in line with the overall global economy. The tourism sector in

facilitate to process data completely, accurately, and effectively, such as IT equipment, applications, computer network systems, procedures, or information processing areas, etc. 5 Chapter 1: Governance of

necessary or facilitate to process data completely, accurately, and effectively, such as IT equipment, applications, computer network systems, procedures, or information processing areas, etc. Chapter 1

targeting Australia as well as continuous increasing number of villas in Elite Haven’s existing markets. Education business  Overall, educational business structure has changed significantly due to the

securities may affect the overall credibility of the Thai capital market; (4) the offer for sale of securities may cause damage or fail to provide overall investors with fairness or accurate or sufficient

condition of such relationship including the characteristics of business relationship. Clarifications on the said matters should include a comprehensive flowchart of the overall business structure of the

information is material because it may affect securities holders’ rights or investors’ decision-making. Additionally, since CIG has not yet fully disclosed it correctly or completely, shareholders may lack

10290, THAILAND TEL : (662) 815-7060 028163060-1 461-2100-1, FAX : (662) 461-2102 , 8160179 . REF: SET 62-02 February 27, 2019 Re: Clarification of the overall operation for the year 2018 To: the

greater market share. KASIKORN ASSET MANAGEMENT CO., LTD. remained at the top of the mutual fund business. KASIKORN LEASING CO., LTD. saw satisfactory lending business volume in line with the overall