( “ the Company” ) would like to submit our management’s discussion and analysis for the fiscal year ended December 31, 2019, as follows: For the year ended December 31 Change 2019 2018 MB MB % Sales
days 69 72 63 Cash Conversion Cycle days 81 75 66 Finanial data and profitability ratios Sales revenues million baht 49,269 46,887 46,938 %change (%) 5.1% (0.11%) 6.51% Gross profit million baht 12,547
such board of directors; (1) management of information technology risks which covers identification, assessment, and control of risks within the organization’s acceptable level; (2) allocation and
by such board of directors; (1) management of information technology risks which covers identification, assessment, and control of risks within the organization’s acceptable level; (2) allocation and
continuity management effectively. At least, companies should conduct a risk assessment and business impacts analysis once a year or when there is a significant change affecting the risks and impacts as such
types of assets and liabilities at their re-pricing periods. The results of that risk assessment are shown below: Net Interest Income Sensitivity to Interest Rate Change (Unit: Million Baht) For the Year
(X) 77.40 N/A 19.96 Turnover Ratio (%) 79.16 805.86 330.24 Value Trade/Day (MB.) 16.68 171.99 46.04 Beta 0.63 1.09 1.89 Rate of Return YTD 2021 2020 Price Change (%) -56.07 27.27
P/E (X) 17.86 7.49 N/A Turnover Ratio (%) 1.75 1.85 0.69 Value Trade/Day (MB.) 0.19 0.10 0.02 Beta 0.46 0.69 0.17 Rate of Return YTD 2021 2020 Price Change (%) 1.67 103.62 -4.74
5.40 0.11 Beta 0.87 0.61 0.92 Rate of Return YTD 2021 2020 Price Change (%) 64.55 83.33 25.00 Dividend Yield (%) N/A N/A N/A Payout Ratio N/A N/A N/A Dividend Policy A rate up to 40