situation at the time of the issuance and offering of debentures and other relevant factors. This is subject to the notification of the Securities and Exchange Commission. And / or the Office of the
essential relevant documents. The Committee can also seek independent opinions from professional consultants as it deems necessary, at the expense of the company. The Audit Committee shall perform its duties
Digital Risk Management 18 Strategic Risk Management 19 3. Business Directions and Operations of Core Businesses 21 3.1 Sustainable Development and Corporate Governance 21 3.2 Business Directions of
margin of 31.94%, decreased by 0.94% as a result of the higher competition and Covid-19 outbreak situation. The effect from 1 and 2 make an increase of 152.47 million baht in gross profit. 3. Details of
approximately 1.28 million baht and interest income from the disposal of investment in subsidiaries in amount of 2.01 million baht, although this year there is corona 2019 epidemic situation, which affects all
impact of the Covid-19 situation. Summary of Financial Statement Position Assets As of the period ending 31 March 2020, the Company has total assets equal to 23,074.5 million baht higher than the ending of
borderless marketplace of the ASEAN Economic Community (AEC). Given the increased degree of uncertainty in global economies, especially pressure from a looming trade war among core economies and their
Core Businesses 7 3.1 Sustainable Development and Corporate Governance 7 3.2 Business Directions of KASIKORNBANK and the Wholly-owned Subsidiaries of KASIKORNBANK 8 3.3 Customer Segments and Services 8