increased as the target and the direction in the third and fourth quarters still support the growth of businesses Management Discussion and Analysis (MD&A) for Q2/2019 Page 2/7 Jaymart Public Company Limited

. Moreover, other operating expenses increased by Baht 4,381 million or 6.41 percent, especially from branding campaigns and marketing activities in line with KBank’s business direction. As a result, the cost

%. Delivered FY20 performance in-line with guidance from well-managed cost Overall FY20 performance tracked in- line with all guidance. Core serviced revenue of Bt129,594mn declined -5.1%YoY vs guidance of low

decreased from Baht 67.0 million to be Baht 50.7 million or equivalent to 24.29%. Therefore, the gross profit margin in Q2/2017 was declined from 7.12% in Q2/2016 to be 5.78%. This was derived from the sharp

81.96% in line with the sharp increase in revenues from sales in this period. Gross profit margin was 63.63%, higher than that of 55.63% a year earlier, as a result of the significant increase in sales

. . Overview of operating results in the Quarter /. The overall global economy still has growth direction in fine criteria from continuous consumption of private sector mainly covering with supportive factor

the same period of previous year amount to Baht 82.97 million, increase Baht 9.43 million or increase 11.36%, which increase by the same direction of sale increased but the profit margin decrease by

ข้อมูลบริษัทที่เข้าร่วมโครงการ Good Governance Management Discussion and Analysis: MD&A 1. Company Situation The company’s revenue for Q1/2020 is in a downward direction, significant number to be

whole entire year.  The refinery business had an inventory loss of THB 1,489 million (including lower of cost or market (LCM) THB 689 million) from the sharp decline of crude oil price in the global

the COVID-19 crisis that has spread across various countries in the world. This has caused crude oil price in the global market to sharp deteriorate since late Q1/2020 continuing into Q2/2020