3/ Certified Thailand Sustainability Investment 4/ Thailand Sustainability Investment THSI (SET) Ranking by Industry Business 4/ Business Kiatnakin-Phatra Financial Group consists of commercial

working capital in business operation, sourcing raw materials, and increase Company’s production capacity. The interest rate of this loan can be divided into 3 categories as follow; 1. Funded portion at 12

fund as working capital in business operation, sourcing raw materials, and increase Company’s production capacity. The interest rate of this loan can be divided into 3 categories as follow; 1. Funded

set up additional expected credit loss amount at a higher level when comparing to 1Q20. 4 Summary of operating performance Unit : Baht million 1Q21 4Q20 % QoQ 1Q20 % YoY Net Interest income 3,830 3,996

3Q20 increased by 13.2% yoy driven by the increased in net interest income and also from lower operating expenses while non-interest income declined. During 3Q20, the Bank continued to set aside higher

3 2) J0"+3- 01 1. '(&' )' (Equity and Equity-Linked Instruments) "# 3"# &'R&"# $# !.$ #(* 3 0 "# 1 .. 54 27 1.1 .#I / .# 4 (common stock / preferred stock) 1.1.1 .( SET 50 3."'+3 S(' large

conflict of interest and disclose the information of the transaction to the SET. However, the company has not yet processed correctly according to the notification of the connected transaction. Therefore

1,600,000,000. The interest rate is fixed in the period of 6 years. - Approved the Loan Agreement with Universal Utilities Public Company Limited (UU) by the conditions in accordance with the Agreement of EASTW

investors to invest in a sustainable future. Thai ESG Funds will also help to expand the investor base and attract more interest from potential targets. The SET pledges full support to this Thai ESG Fund

หลกัทรัพยแ์ห่งประเทศไทย (SET) แลว้เห็นวา่ มีความจาํเป็นจะตอ้งแปรสภาพตลาดหลกัทรัพยฯ์ มาเป็นบริษทัมหาชนจาํกดัซ่ึงมีผูถื้อหุน้ เพื่อเตรียม ความพร้อมในการแข่งขนัระยะยาว จึงเห็นชอบในหลกัการใหแ้กไ้ขกฎหมายหล