capital position was robust. As evidenced, capital adequacy ratio (CAR) of KASIKORNBANK FINANCIAL CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 18.12 percent, with a Tier 1 capital

dropped from the same period of last year. At the same time, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As evidenced, capital

among particular segments including teens and tourists. Fixed broadband saw healthy growth focusing on FMC AIS Fibre has achieved robust results with revenue growing 27% YoY and 6. 3% QoQ while net

robust Fit Fast Firm project (OSP’s cost saving program), which continued to drive further margin improvement through product formulation optimization, lower key raw material prices, higher supply chain

resuming activities • Implement a ‘Work from Home’ policy and put in place IT infrastructure to support working from home where practicable • Ensure that a robust communication strategy is in place to

446 432 -5.7% -3.1% *Note: there has been a change in the definition of MOU’s calculation since 2021 2Q22 MD&A Advanced Info Service Plc. 3 2Q22 Financial Summary Revenue In 2Q22, AIS generated total

quarter revenue addition from TTTBB acquisition. FBB illustrated significant growth from TTTBB contribution and quality customer growth Fixed broadband revenue reached Bt7,118mn, demonstrated a robust

5 2Q20 Segment Analysis Combined PET Robust performance of Combined PET during pandemic reaffirms the essential nature and sustainability of PET & Packaging business. Strong PET demand is witnessed

marginally from the previous quarter to 40.70 percent, it was better than the target. Meanwhile, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s

and efficiency of the capital market. This will contribute to the robust and sustainable growth of the economy. We envision opportunities for developing the Thai capital market to support the