identity in order to ensure that the client is the person appears on the documents referred to during the account opening process. In this regard, the procedure should be in accordance with the guidelines of

.1.3) Compliance and legal risks: Given the ability to transfer digital assets to/from private wallets where the user’s identity is unverified, digital assets may be used for illicit activities such as

allowed KBank and K Companies to meet business targets and at the same time gain wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in this quarter. C

processes to ensure that the client is the same person whose identity appears in the evidentiary documentation of an application for doing business transactions with the securities company , and verify the

a procedure and method for the Know Your Client & Client Due Diligence (KYC/CDD) in writing whereby there shall be sufficient processes to ensure that the client is the same person whose identity

corporate governance, allowed KBank and K Companies to meet business targets as we gained wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in 2018. C

governance, allowed KBank and K Companies to meet business targets, gaining wide acceptance and marks of recognition at home and abroad, as reflected in the numerous awards we received in this quarter. B

CONTENTS Page I. IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS .......................... 5 II. DESCRIPTION OF MTN Program

Thaipat Institute for the 5th consecutive year and the company’s securities have also been selected to include in the Universe of ESG 100 securities group of 2019. Certificate of Recognition in Social

fifth consecutive year and also the company’s securities have been selected to include in the Universe of ESG 100 securities group of 2019. Certificate of Recognition in Social Outcome Investor in the