) (1.65) Total Interest Income – net 23,343 23,088 255 1.11 22,123 1,220 5.52 Yield on Earning Assets (percent) 4.36 4.34 0.02 4.51 (0.15) Cost of Fund (percent) 1.25 1.22 0.03 1.32 (0.07) Net Interest

increased degree of uncertainty in global economies and trade policies, businesses may have to contend with Thai Baht volatility and rising interest rate trends. Acting upon our strategy of strengthening

excise tax and sugar tax following the Excise Act, B.E. 2560 which was effective since 16 September 2017; cost from trial runs and start-up of a new production line, driving higher yield loss; and cost

initiatives include procurement synergies, yield improvements, fixed cost synergies, technical benchmarkings and others. Fibers: Our focus remain on:  Operational excellence, Innovation and cost management

tactics, KBank, in this quarter, introduced deposit and investment products, including special fixed-term deposit offering attractive interest rates, various types of mutual funds and life insurance

diverging monetary policies, businesses may have to contend with Thai Baht volatility and rising interest rate trends. Given the changing customer behavior amid new technologies, regulatory changes and

diverse nature of the PF business, and maintain standards and quality of the business for the best interest of clients. The SEC conducted an initial hearing on the principles for amending the PF rules in

before interest, tax, depreciation and amortization (EBITDA) was THB 1,099 million in 2017, an increase of 19.6 % yoy, due mainly to a gain on sales of Dusit Princess Korat despite lower revenue and higher

compared to the year before. Net interest income increased by Baht 4,150 million or 4.21 percent due mainly to interest income from loans and investments. Net interest margin (NIM) therefore stood at 3.31

13 13 13 Kilometers flown Million Kilometers 0.4 12.2 12.1 25.5 Average Stage Length Kilometers 575.6 787.3 701.1 759.6 Passenger Yield (2) Baht per Passenger - Kilometer 4.76 4.04 4.77 4.42 Revenue