therefore committed to promoting financial investment literacy among Thai people, helping them be aware of scams, and enabling them to protect themselves for stable and sustainable financial well-being
instruments Baa1 Baa1 Baa1 Subordinated debt instruments Baa3 Baa3 Baa3 Outlook Stable Stable Stable Financial strength (BCA) baa2 baa2 baa2 Financial strength outlook Stable Stable Stable Standard & Poor’s
YoY with a margin of 43%. Normalized EBITDA was Bt38,659mn increasing 2% YoY, with a margin of 43.7% in line with the full-year guidance of stable YoY. With the 1800MHz spectrum license acquired in Sep
, increasing +96.2% YoY. The gross profit margin was relatively stable as high proportion of the costs was revenue sharing costs to marketing partners which vary according to the income. Services income from
, trading and construction. Demand for consumer loans is likely to increase in the credit card sector, while demand for housing loans and other personal loans will be stable. Demand for auto-leasing will tend
year. As the loan quality was relatively stable, the ratio of gross non-performing loans (NPL) to total loans was 2.9 percent, nearly the same level at the end of 2017. The Bank of Thailand’s Senior Loan
the Company. The Audit Committee has the opinion in correspondence with the opinion of the Board of Directors of the Company, and none of the Director had the different opinion or abstention. Please be
and/or the Directors of the Company having differing opinions from the Board of Directors of the Company. The Audit Committee has the opinion in correspondence with the opinion of the Board of Directors
Million. 9) Opinions of the Audit Committee and/or the Directors of the Company having differing opinions from the Board of Directors of the Company. The Audit Committee has the opinion in correspondence
differing opinions from the Board of Directors of the Company. The Audit Committee has the opinion in correspondence with the opinion of the Board of Directors of the Company, and none of the Director had the