asset report will be more flexible in that the report must be sent within 5 working days of the following month to the clients or at least once a year to the clients who have been inactive for more than a

management, conducted by an SEC-approved auditor working for one of the big four audit firms. The suspicious grounds for such audit are: (1) the placement of THL assets as collateral for stay of legal

in a complete stoppage of the plant. Using this opportunity, the Company preponed its Annual Maintenance Shutdown, which was earlier planned for May, 2019, by working strategically to align all

the process of establishing a working group consisting of related agencies for integrated enforcement actions, including legal actions on the offenses of share price manipulation against which the SEC

Note : * - Basic earnings per share of the year 2016 calculate from number of weighted average ordinary shares of 408 million shares. - Book values per share of the year 2017 calculate from number of

to enhance operational efficiency. The Company focuses on asset enhancement initiatives to increase the value of existing shopping malls, customers, tenants and societies, and to maintain normal

only for up to 12 months, or reduction of per- installment payment by 50 percent for up to 12 months (5) K-SME Credit: Suspension of principal repayment only for one year, or working capital available

throughout Human Resource Management process based on the equal basic rights of all employee groups, both at operational and executive levels. KBank firmly believes that making sustainable development along

create for ourselves new business opportunities with the aim of delivering excellent products and services surpassing basic needs and expectations of all stakeholders over the long-term. In recognition of

Changes 5 2. Risk Management and Risk Factors 8 2.1 Overall Risk Management 8 2.2 Risk Management 12  Credit Risk Management 12  Market Risk Management 15  Liquidity Risk Management 16  Operational Risk