doubtful accounts 2,846 7,369 5,779 (61.4)% (50.8)% 10,214 11,637 (12.2)% Loss on debt restructuring (reversal) 3,687 (47) (91) 7,944.7% 4,151.6% 3,640 (143) 2,645.5% Total 6,533 7,322 5,688 (10.8)% 14.9
Million Baht Item Quarter Change (%) 9 Months Change 3/2019 2/2019 3/2018 2/2019 3/2018 2019 2018 (%) Bad debt and doubtful accounts 5,387 4,857 5,236 10.9% 2.9% 14,682 15,450 (5.0)% Loss on debt
Debt Securities Million Baht Item Quarter Change (%) H1 Change 2/2019 1/2019 2/2018 1/2019 2/2018 2019 2018 (%) Bad debt and doubtful accounts 4,857 4,437 2,846 9.5% 70.7% 9,294 10,214 (9.0)% Loss on
seen in both public and private investment. Nonetheless, commercial banks may still adopt a cautious stance in their business operations amid the lingering debt quality problem, which still needs some
Budget Act and drought. Furthermore, domestic spending may be limited due to weakening purchasing power and hefty household debt. Apart from economic woes, businesses face numerous other challenges that
sufficient to compensate for losses that may be incurred from a borrower’s debt default. Financial Institution Business Act (No. 3) B.E. 2561 (2018) Financial Institution Business Act (No. 3) B.E. 2561 (2018
year, which was still better than the set target. In this quarter, our impairment loss on loans and debt securities decreased Baht 1,314 million, or 14.39 percent, in line with the prevailing
amid high household debt, whereas public investment and the government’s budget disbursement were affected by a delay in the formation of a new government. Nevertheless, economic stability remained sound
regulations which will take effect in 2020, especially the Thai Financial Reporting Standards (TFRS9), and capital requirements, as well as other additional measures intended to mitigate the household debt
accounts within a year; or 400 deposit/transfer transactions in all accounts, with a combined amount of Baht 2 million or more, within a year. A report on transactions of the previous year, in accordance