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-related fees. The Bank’s operating expenses were Baht 11.9 billion, a decrease of 1.3 percent, with an expenses to operating income ratio of 41.9 percent. Net profit (attributable to the Bank) for the third

declines in gains on investments and net fees and service income. The decrease in net fees and service income was due to the exemption of transaction fees via digital channels and lower fees from loan

due to the decrease in fixed deposits and current deposits, while savings deposits increased. Debt Issued and Borrowings Million Baht Debt Issued and Borrowings Classified by Type of Instruments

Printable Format - Laws and Regulations Securities Brokerage Business |- Licensing / Registered Capital / Fees | - |- Licensing (Section 90) | - |- Activities NOT deem TO be classified AS operating

Printable Format - Laws and Regulations Securities Underwriter Business |- Licensing / Registered Capital / Fees | - |- Licensing (Section 90) | - |- Activities NOT deem TO be classified AS operating

) | - |- Others    Securities Dealer Business |- Licensing / Registered Capital / Fees | - |- Licensing (Section 90) | - |- Activities NOT deem TO be classified AS operating securities business | - |- Registered

the year and from additional government measures to support low-income households, although these may gradually decrease. Private investment was also expected to slow down due partly to a decline in

type of revenues A. Revenues from service, classified by type of revenues 1.2.1 Revenues from dental services Unit : Million Baht Items For the year Increase (Decrease) Dec. 31, 19 Dec 31, 18 Amount